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Read our fan mail ! ... 

?Eddie?s knowledge of the local real estate market is unmatched.  The detail with which he examines a house/property is incredible ? if there is a problem, he will find it.  We like the way he points out the negatives as well as the positives of any potential home/property.  He really tries to make sure the home fits the buyer.? 

- Ralph Primavera

"I am available to all of my clients every day of the week.   I keep a high speed internet connection active home, office, car and at every open house and worksite!    
Our obligation as agents first and foremost is to serve, advise and protect our clients.  
If you need help selling your home, managing your income property, or simply need advice, please feel free to call me anytime  at 732-229-6800 ....  Eddie"

Important information to know..

  If you are still shopping around for a broker to list your home, or have already chosen one to represent you, there are a few things that are important for you to know.  Your broker has obligations that not only effect the efficient marketing of your home, but also legal liability issues that could adversely effect the agent, their broker and you!

  When you list your home for sale your broker will provide and explain to you a Consumer Information Statement declaring their status of agency. You should sign this form to acknowledge receipt as your prospective buyers should do.  In addition you will be asked to fill out and sign a lead paint disclosure form which will indicate your knowledge or possession of records regarding the possible existence of lead paint on the property.  This form is then presented to each potential buyer and will offer then the opportunity to test for lead.  Although these forms are required by law, some brokers still do not know how to utilize them.  If they are not offered to you, make sure you ask for them.

  Once listed, your home should be entered into the Multiple Listing Service within 48 hours of taking your listing.  Make sure you ask for a printout of your listing to be sure this is done.  Prompt marketing and dissemination of information to cooperating brokers is essential to the efficient marketing of your property.  Do not let a broker waste your marketing time while trying to retain more of the commission for themselves at your expense.

  Once an offer is accepted, remind your broker that it is their legal obligation to present every written offer to you until you are out of attorney review and to make you aware of every written offer made until the closing of title.  A broker who dissuades other brokers from presenting offers only impedes your ability to receive the best price and the best qualified buyer for your home.

If you have any questions concerning these issues, please feel free to contact us anytime.

Email us now at sales@njproperty.com  for more information.

To my current and potential clients, investors and families:     

    Obviously,  as we know all to well, the over inflated real estate market of the past few years is long gone.   I have been disturbed by some brokers who a year ago would look at you right in the face and tell you that they are "busy as ever and there is no sign of it slowing!"  When I heard them trying to convince that to the public it really bothered me.  In the teachings of one firm, they tell their agents that "you can't get a price reduction on a listing you don't have!"  Seems as though they want their agents to tell potential sellers that their property may sell for more than it realistically can, just to get them to sign a listing agreement.  That is just not right.  Why won't they just be honest with the homeowners as I always have and work with them on a marketing plan depending on the seller's needs?  That may or may not start out with a high asking price seeing what activity they get, and then lower it until it's sold.   What if  the owner had wanted it aggressively marketed to sell fast before the market worsened further, but eventually sells at even a lower price than it may have due to wasted time at an unrealistic price set by a listing hungry agent, scaring away otherwise would-be purchasers.  I hear horror stories like this from people I meet every day. 

    Shoreview Realty has little overhead.  Our office and building have been debt free for years.   We have no franchise fees to pay to some national big brother corporation.  All of our office equipment is the latest in high tech and state-of-the-art.  We have done very well over the years and I'd like to return the favor back to our community.   For the most competitive commission rates you will find anywhere, we will list your home with complete, extensive full service exposure along with experienced, knowledgeable advice.  Call me anytime, day or night.  You will not find more professional, honest service.

Governor Christie Signs Rental Legislation

On January 17, 2012, Governor Chris Christie signed S-2422 into law with changes requested by NJAR® to better protect property owners renting out their homes from criminal complaints filed against their tenants. The original version of the legislation would have required homeowners whose tenants had one complaint filed against them over a 12-month period to post a bond with the municipality. This would have required municipalities to consider prior criminal activity of tenants when determining if property owners should have to post a bond. After this bill was passed by the Legislature, NJAR® contacted the Governor?s office and asked for a conditional veto of the legislation, or that the Governor recommends changes to it, which would have to then be enacted by the Legislature. The Governor?s office agreed with NJAR®?s position and Governor Christie issued a conditional veto of the legislation. Under the conditional veto, at least two complaints have to be filed against a tenant over a 24-month period (as opposed to one complaint over a 12-month period) for a bond to be required and prior complaints against tenants are no longer required to be considered when determining if a bond should be required to be posted. Click here to see the original version of the legislation prior to the Governor?s conditional veto.

On January 9, 2012, Governor Chris Christie signed NJAR® supported legislation, A-4267, into law. NJAR®?s support for this legislation came in response to a request by numerous local boards/associations for assistance to homeowners who live in flood-prone properties following Hurricane Irene. The request was for financial assistance that would allow municipalities to buyout homeowners through the use of pre-existing municipal open space funds previously approved by local voters. The new law will speed up the buyout process so homeowners can receive a fair market value that can be used to purchase a new home while the property itself is used to create a buffer against future flooding of area homes. This legislation was signed into law just over three months following the request for assistance received at NJAR® from the local boards/associations.

On July 23, 2010, Governor Chris Christie vetoed A-1678, legislation which established a New Jersey Home Buyer Tax Credit program. In his veto message, the Governor cited the $11 billion budget deficit which his administration recently closed and the lack of available funding through the state budget to fund this program as reasons for not approving the home buyer tax credit program.  Understanding the state of New Jersey's economy and the reasoning behind the Governor's veto of A-1678, NJAR^® issued a statement on July 23rd and will continue to work with Governor Christie and the Legislature to find methods of advancing New Jersey's real estate market that reflect New Jersey's budget situation, such as A-2861/S-2047, legislation eliminating private transfer fees and A-2748/S-1941 which exempts certain seasonal rental properties and other residential dwellings from bulk sale notification requirements. For more information, click here.

Governor Christie Signs Tax Cap Compromise

After a close brush with the deadline, Congress has passed an extension of the home buyer tax credit closing deadline as part of the "Homebuyer Assistance and Improvement Act" or H.R. 5623. The extension applies only to transactions that have ratified contracts in place as of April 30, 2010 that have not yet closed. The legislation is designed to extend the closing deadline for eligible transactions to September 30, 2010. There will be no gap between June 30 and the date that the president signs the bill into law. The NATIONAL ASSOCIATION OF REALTORS^® (NAR) worked closely with Congressional leaders on both sides of the aisle to enact this important legislation. Extending the tax credit closing deadline will help provide additional stability to real estate markets across the nation.

Assembly Committee Approves NJAR^®-Supported Legislation Banning Private Transfer Fees

On June 10, 2010, the Assembly Housing and Local Government Committee approved A-2861, legislation initiated by NJAR^® and sponsored by Assemblyman Fred Scalera (D-36) which bans private transfer fees (PTFs) from being imposed by developers. PTFs are an additional fee on home sales similar to the realty transfer fee (RTF), except the money goes to a private entity. When that property is sold, the developer can collect a fee equal to 1 percent of the sale price of the home every time it is sold.In addition, A-2861 states that for properties where existing PTFs are in place, there has to be disclosure of the fact that this item is in place on the property being sold so that future homeowners of that property know of the financial ramifications.In response to hearing concerns of PTFs, NJAR^® reached out to members of the Legislature to initiate this legislation. An identical version of this bill, S-2047, was introduced on June 10, 2010 in the State Senate by Senator Jeff Van Drew (D-1). Before becoming law, this bill must be approved by the full General Assembly and State Senate and be signed by Governor Chris Christie.

FHA Imposes Floor for 3.5 Percent Down

    The Federal Housing Administration (FHA) announced major underwriting changes to strengthen its reserves while maintaining the agency's critical position in the mortgage market at a time when its federally backed loans comprise about 40 percent of the market. Among the changes: an increase in the up-front mortgage insurance premium by 50 bps to 2.25 percent; a FICO credit score floor of 580 for borrowers to qualify for the agency's 3.5 percent minimum down payment (other borrowers must put down a 10 percent minimum); and a reduction in seller concessions from 6 percent to 3 percent of the mortgage amount. For further details, access NAR's brief on the FHA changes.

Legislation Permitting Rebates Becomes Law, REC Advisory Pending

    On January 19, 2010, former Governor Jon Corzine signed A-373 into law, which permits rebates to be provided to consumers in real estate transactions. NJAR^® has adamantly opposed this measure since it was first introduced in the state Legislature in 2006.  However, as the bill moved forward, NJAR^® negotiated several amendments with the sponsors that increase consumer protection.     Although this new law took effect immediately upon being signed, the New Jersey Real Estate Commission (REC) must adopt new regulations necessary to implement it, thereby allowing licensed brokers to offer rebates without contradicting the REC's regulations. The REC will most likely be sending out an advisory concerning rebates to further clarify the law in February. If you have any questions about how to legally offer a rebate, please contact the REC at (609) 292-7272. Stay tuned to NJAR^®'s rebates webpage for more details on this law as they become available.

Governor Signs Underground Storage Tank Funding Law...